Investors will loan money on a personal loan agreement to a individual. The investor will then receive interest of between 7% guaranteed for the duration of the loan. The initial sum will then be repaid in full at the end of the term.
This is a low risk investment where you don’t need to own any property or take any financial risk of losing your money.
This is the ideal way to make your cash work for you without expensive set-up costs, outlays or liabilities. Unlike property investment, there will be no management fees, void periods, repairs, nightmare tenants or costs. This really is one of the safest, hassle free investments we have ever had.
The minimum would be only £10,000 , with a maximum loan required of £50,000.
The loan term will be between 1 and 5 years. You can choose how long you wish your money to earn a guaranteed return for you.
Interest will be paid to you monthly and the principle paid back at the end of the agreed term.
The loan would be secured against the recipients own home (not investment property) and a charge given over it. The individual receiving the loan would be responsible for the loan, not a company (in most cases).
Positives of this investment
- Guaranteed income
- No set up costs
- No risk
- No actual ownership of property
- No regulation, legislation or compliance issues.
- Personal guarantees
- Simply loan agreement (secured against a property)
- Full amount repaid at the end of the term
- Chance to get the money back earlier if you needed to withdraw
No capital growth potential
Investor loans £50,000 to an individual for 3 years
The investor receives monthly payments of £291 each month (7% annual)
The investor receives the initial investment back in full after 3 years
If this type of investment is of interest to you then please contact us at email@example.com or call us at 01292 268501.